The law on social security and disability is very detailed and complex, so unless you have a firm grasp of how it works, you risk being denied the benefits. In fact, a survey shows that about seventy percent of all SSD claims are denied. However, the good news is that is that denied claims can be approved if the matter is taken up by an experienced lawyer capable of handling all the concerns by the SSA. It’s important to get help with your SSD Claim to navigate the tedious bureaucracy and paperwork and in order to improve your chances of success.
Know the Social Disability Process
One way to increase your chance of success when filing Social Security Disability benefits is by understanding the processes involved before beginning the application to avoid some common mistakes that may cause your application to be denied. Here are the things to know before filing your application:
- You must have had the disability for at least one year. If it has not been a year, the disability should be such that it will eventually result in death.
- Ensure that you have worked long enough, have paid FICA taxes, and have earned more than the required minimum.
- Find your disability in the Blue Book, which contains a list of all possible disability medical conditions. It also provides the requirements for qualification for Social Security Disability benefits. If you have more than one disability, it is prudent to identify the most severe one.
- For those applying for SSI, you must have low income and are earning far less than the specified amount. You need to file all the paperwork as set out in the Blue Book.
Fill Out the SSD Application and Submit
You will need to fill out and send the Social Security Disability application to your local Social Security Administration office. The office will review the documentation to ascertain that you meet all the requirements before recommending an interview.
Forwarding the Documents to the Disability Determination Services
Here, a specialist will review your claim regarding your medical records. At this stage, the office will approve your application, request additional information, or deny it altogether. If it is denied, you may file an appeal within sixty days of receipt of denial notice.
Whether you apply for SSDI or SSI, your medical records will be reviewed periodically to be certain that you are still living with the disability. The review is every three to seven years, depending on the nature of disability. However, the financial records are reviewed yearly upon being awarded the SSI disability benefits.
Other Facts You Should Know
When applying for Social Security Disability benefits, you need to be assessed to determine if you are eligible for both SSDI and SSI. If your claim results in monthly benefits less than a thousand dollars, it is advisable to check if you qualify for SSI. However, you will be expected to file financial records, including bank statements, mortgage information, and other records to determine your eligibility.
Far too many applications are denied, so it is no surprise yours may be denied. You need legal representation of a qualified Boston Social Security Disability attorney to help you with your primary application or handle your appeal.